Car Accidents

Is Indiana a no-fault state for car accidents?

Find out more about whether Indiana is a no-fault state for car accidents and how fault is determined following a crash.
R.T. Green

TGL Attorney

R.T. Green

Is Indiana a no-fault state for car accidents

Is Indiana a no-fault state for car accidents?

No, Indiana is NOT a no-fault state for car accidents. If it is determined that someone else was at fault, they may be liable for your damages. The law in Indiana is complex, so it is important to consult a car accident lawyer if you are involved in an auto accident. They will be able to explain the details of the case and work with you to determine who may be financially responsible for any damages. Contact us at Team Green Law to get more information.

What does no-fault mean?

No-fault insurance is a type of car insurance—NOT available in Indiana—that allows the injured party to receive compensation without having to prove that another person or entity was at fault for the accident. This means that even if you were responsible for the accident, your damages could still be covered under no-fault insurance. No-fault insurance also limits the ability to sue another party for damages.

Who determines fault in an accident in Indiana?

In Indiana, fault in a car accident is initially determined by the police who investigate it. They evaluate the scene and interview all parties involved to determine which driver was negligent. To learn more, speak with a personal injury lawyer at Team Green Law.

Typically, negligence involves disregarding traffic laws or driving recklessly, but negligence may also apply if a driver fails to take necessary precautions such as checking blind spots before changing lanes. If the officer determines that one driver was negligent, they will assign them “fault” for the accident and the driver’s insurance company may be responsible for covering any damages or medical expenses incurred as a result of the accident. If both drivers are found to have been negligent, the fault may be divided among them.

It is good to remember that ultimately, it is the jury who determines fault in an accident. If you have any questions or concerns about an accident investigation, contact a car accident lawyer for advice. They can help you understand what compensation you may be entitled to.

Who is usually at fault in a car crash?

In a car accident, the driver who is found to be primarily responsible for the crash is usually considered at fault. However, there are certain circumstances in which more than one person can be held accountable for causing the collision. For example, if a vehicle was poorly maintained and caused an accident, then both the driver and owner of the vehicle may be held liable. In addition, if a third-party company or individual contributed to the accident (such as a vehicle parts manufacturer), then they might also be considered at fault. Ultimately, it is up to a jury to decide who is responsible for any damages caused by the car accident. For more information about this, give us a call at Team Green Law.

It is important to know that there are penalties for leaving the scene of an accident in Indiana. Essentially, there is little difference between a hit and run versus leaving the scene. If you are involved in an accident, you must stop your vehicle immediately and provide the other driver with your name, address, telephone number, and registration information. Failing to do so could result in criminal charges for leaving the scene of an accident. In addition, if you are involved in an accident and have reason to believe any person was injured or killed, you have a duty to stop and render aid.

What happens in Indiana if someone else is driving my car and gets in an accident?

If someone else is driving your car and gets into an accident that is their fault in Indiana, they would still be held liable for any damages caused, but it’s your insurance company that will be responsible for paying for those damages because, in most instances, that person was given permission to drive your vehicle.

To protect yourself from any potential lawsuits or financial losses, it is best to have adequate insurance on your vehicle. In addition, it is strongly encouraged to carry uninsured/underinsured motorist coverage for instances where your vehicle is involved in an accident where you or the permissive driver are not at fault. Insurance coverage follows the vehicle so make sure you have coverage on yours for all possible damages or losses. For more information about this, give us a call at Team Green Law.

Team Green is a different kind of law firm. We’re not going to make you promises we can’t deliver on. This is our promise to you: ​​we will guide you through the legal process, working with you through straight talk and personal attention, and we’ll work for you with smart, aggressive representation to get the settlement or judgment you deserve. Other lawyers show their case results on their websites, but not only does that imply results they can’t guarantee — it’s against the Indiana Rules of Professional Conduct (Rule 7.1 [2] (2)).  But you should know that the results of one successful case does not tell us what will happen with you. We will work with you to set realistic expectations of the timeline and money that could be recovered for your unique case.